Category: Classic Car Insurance

Buying an Old Cadillac for Car Shows? You Need Classic Car Insurance

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Kerndt Brothers Insurance Agency knows that collecting classic cars offers both thrills and fear. After all, what happens if your collection gets damaged? Total loss is not an option! We can offer classic car insurance for vehicles like amazing Cadillac models.

Does Your Cadillac Qualify?

Your Caddie will qualify for classic car insurance if it is:

  • Over 25 years old (from the starting date of your policy coverage)
  • Stored in a safe garage and protected from dangerous elements
  • Worth a lot of money (we can help you gauge that)
  • Driven very little (low mileage, depending on the policy)
  • Owned by someone with a good driving record (that’s you)
  • Considered an alternative vehicle (i.e., not your primary car)
  • In pretty good condition and regularly maintained (you need proof)

Other vehicles covered include:

  • Street roads built before 1949 (modified)
  • Limited edition or collectible builds
  • Vintage vehicles between 1919 and 1930
  • Antique farm vehicles that are no longer built
  • Classic military vehicles (such as Jeeps)
  • Well-regarded motorbikes
  • Collector cars built before 1980

What Is Covered?

Classic car insurance offers multiple coverage levels for your Cadillac, including:

  • Liability protection (including damage or injuries you cause in a crash)
  • Comprehensive coverage (support for things beyond your initial policy)
  • Collision policies (i.e., paying to replace damage to your vehicle)
  • Guaranteed Value coverage (you get every cent of your vehicle’s value in a covered total loss)
  • Flexible usage (i.e., you can take it out for occasional drives if you’re safe)
  • Other options (medical payments, uninsured driver, spare part replacement, etc.)

Who Should You Call?

At Kerndt Brothers Insurance Agency, we offer well-respected service to Lansing, IA, and car collectors. Our classic vehicle policies provide high-quality protection at reasonable expenses. With our support, you can minimize potential dangers to your expensive collection.

Where you store your classic car can affect your insurance needs

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A classic car is a great investment. Not only will it provide you with hours of enjoyment, but it’s also a valuable asset. The team at Kerndt Brothers Insurance Agency is here to help classic car enthusiasts in the greater Lansing, IA, area with all their classic car insurance needs. Give us a call or stop by our office today to find out more.

A classic car is more than a hobby; it’s an investment

There are many different reasons why people choose to purchase a classic car. These hobby items are also valuable investments that need the right protection. When it comes to insuring your vehicle, there are a few factors that will affect your decision. The right policy often depends on how often and how far you drive the car, as well as where it’s stored. 

Whether you store your car at home in a garage, outside, or in a dedicated storage space will affect your choice of policy. Many insurance carriers prefer to work with owners who keep their classic cars in indoor, temperature-controlled storage units. Other providers cover vehicles in all types of storage locations. Our team is here to review your situation and help you find the right policy.

Let us help you protect your classic car.

Kerndt Brothers Insurance Agency understands the unique insurance needs of owning a classic car. If you’re in the greater Lansing, IA, area, you can count on us to help you find the right policy for your needs. Call our office today to learn more about the classic car policy options available in our area.

We look forward to hearing from you soon!

Insurance Coverage For Your Classic and Collector Cars

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Classic cars need more than the same basic insurance as your daily commuter. They also need protection as valuable assets that increase in value over time. Serving the Lansing, IA area, Kerndt Brothers Insurance Agency offers bumper-to-bumper coverage for your special ride.

Did you know?

  • Iowans enjoy some of the lowest automobile insurance premiums in the country.
  • The state minimums for coverage start at $20,000/$40,000 toward bodily injury, plus $15,000 per accident.

With such reasonable terms, this makes the additional coverage you need for your antique or collector vehicle affordable!

Whether you are going to auto shows or taking the occasional pleasure cruise, choose from customized policy options including full liability with medical, under- and uninsured motorist coverage, collision and comprehensive–for life’s little accidents–plus emergency roadside assistance, towing, and rental fees.

For your classic car, we also offer Spare Parts coverage for the classic car parts in your garage and Evacuation Expense coverage in the event of an imminent natural disaster. All automobile policies offered by Kerndt Brothers Insurance Agency are overseen by the Iowa Insurance Division to offer the best consumer protection possible to our clients.

Reach Out To Us Today!

Call our Lansing, IA office and start protecting your classic car for today and the next generation. Our agents will guide you through all the "insurance speak" and offer easy-to-follow policy points that you can count on.

Whether you like the tight handling of a vintage sports car or the power of ’70s muscle, no matter the road you’re on, classic car insurance from Kerndt Brothers Insurance Agency will let you ride easy.